Download Our Brochure Mortgage Quote
Beccles
01502 716 300

Blog Posts By Jon Wicks

Jon Wicks

Raised in Lowestoft then Beccles Jon Wicks started in property management and letting direct from school in 1984. Four years later he opened his first agency in Lowestoft (Wicks Morris) which grew into one of the largest in East Anglia until it was sold in 1998. In 2001 Jon joined Temples in Norwich which he helped run until opening Temples (Beccles) Limited in 2006. Jon is now the sole owner of Templewicks Ltd.

More than 2 decades ago Jon was instrumental in setting up the Waveney Landlord`s Association (now part of Eastern Landlord`s Association).

Lastest posts from Jon Wicks

Landlords - make sure your property is up to spec.

From April 2018, private rental properties will need to have a minimum EPC rating of E or it will be illegal to rent them to tenants. This will only initially apply to new tenancies and renewal but in April 2020, the rule will be extended to incorporate all private rentals. Properties with a EPC rating of F or G will either need to be taken off the market after this date or improvements implemented.

Read More Comments

Landlord`s - make sure you are ready....

From 1st April next year a minimum energy performance rating of E will be required to rent a residential property. This will apply to all tenancies that begin or are renewed on or after 1st April 2018, for existing tenancies the regulations will not apply until 1st April 2020. Landlords that breach these regulations and do not comply could face a fine of up to £5,000. The new regulations will apply to Assured Shorthold tenancies amongst...

Read More Comments

Letting Agents Fees - watch this space

We are all very much aware that the government has encountered huge resistance to its intention to legislate to ban letting agent’s fees for tenants. I have been letting property for over 30 years and the costs incurred by a landlord in letting property has traditionally been relatively low since as both landlord & tenant get the benefit of an agents service the total fee, here anyway, is more or less halved between the 2. I am sure all...

Read More Comments

Enter at your own risk

There has recently been a change by the Property Ombudsman to the requirements surrounding agents & landlords going to inspect their rented properties. This now states that tenants must always give consent for a property inspection and agents cannot rely on assumed consent or by telling the tenant that if they do not hear from them they will enter using their own keys. This will cause problems for agents who are members of the...

Read More Comments

Bit of Trivia for you

Do you know why a bungalow is called a bungalow? It goes all the way back to the 17th century, when British expats in India, working for the East India Company, really liked the local single storey thatched houses. They were built in the Bengali style and the name bungalow, comes from the Hindi word 'bangla', which means Bengali. Didn`t know that did you..

Read More Comments

Landlord`s obligations to Tenant`s safety

In a recent Court of Appeal case it was found that a landlord was not liable when one of its tenants fell down a staircase which lacked any form of handrail or bannister. The tenant sued the landlord in negligence and for breach of section 4 of the Defective Premises Act 1972. At the date of commencement of the tenancy agreement there was no handrail or bannister fitted even though the stairs were steep. There were indications that a...

Read More Comments

Free Landlord Advice Clinic

Jon Wicks will be holding another of his regular free advice clinics for landlords and tenants on Wednesday 8th June so call 01502 716300 to book a slot if you need any help or advice with any matter relative to letting or renting property. You don`t need to be an existing landlord or tenant with us as our help is available to all.

Read More Comments

Kicking up an electrical storm

Landlords, you may have read in the national press over the weekend that as from last month ALL rented properties have to have an electrical safety inspection carried out. This is not true and whereas this will become law in some form it certainly will not take effect until at least April 2017.

Read More Comments

Company landlords - don`t be caught out.

In a recent court case an Assured Shorthold tenant successfully appealed against a possession order because the landlord, which was a limited company, had not completed the Section 21 Notice correctly. It was argued that a document is validly executed by a company if it is signed on behalf of the company by either two authorised signatories or by a director of the company in the presence of a witness. So make sure you get your signing right...

Read More Comments

Europe affects landlords

New rules from Europe coming into force on 21st March will mean that both “accidental” and professional landlords will need to answer more questions regarding the affordability of their project and potentially have to jump through more hoops than at present. The reason being that consumer (accidental) landlord loans will also be regulated by the Financial Conduct Authority. Whereas before the lender focused on the projected rental income...

Read More Comments

Make sure your new tenants check out

New legislation which came into force on 1st February 2016 now means that all landlords/agents have to carry out Right to Rent checks and keep records to ensure that ALL prospective tenants and occupants have a right to rent in the UK. These new rules mean that landlords and agents must take copies of original ID documents for all occupants and occupiers over the age of 18. Failure to carry out these checks may result in a potential fine...

Read More Comments

Listen & Repair

You may have heard about the new “Section 33” regarding tenants preventing retaliatory evictions. It is about ensuring let property is kept adequately repaired and maintained in compliance with section 11 of the Landlord and Tenant Act 1985. If you receive a complaint in writing from a tenant about a repair or the condition of the property you must within 14 days give an “adequate” response in writing and in default a section...

Read More Comments

DO KEEP UP

As a Landlord you may not be aware that new legislation came into force on the 1st October dictating that further documentation must be served upon your new tenants for all tenancies that started on or after that date. If you use an agent then I sincerely hope that they know otherwise you are in trouble! I will be holding another of my free advice clinics on 4th November so if you want information relative to this and the other changes...

Read More Comments

Smoke Alarms - new development

I recently posted about the changes to landlord`s safety requirements to provide smoke detectors carbon monoxide alarms. On the 8th Sept the House of Lords refused to pass the Regulations saying that there hadn`t been consultation and agents/landlords hadn`t had enough time to comply. This means that the Regulations could end up being modified regarding the date all properties must comply. Nevertheless our advice is that all agents/landlords...

Read More Comments

A funny story

A couple viewed a country property but after leaving couldn`t remember seeing a WC so contacted the landlord who thought by WC they meant “Wesleyan Chapel”. This was his response: The WC is located 11 miles from the house and seats about 150 people. The distance may be a problem if you like to go regularly. A fair is to be held there next week to raise money for some soft cushions for the seats. I know the WC well as my son met his...

Read More Comments

Advance Warning

Make a note in your diary that before October this year you will need to make sure your rented properties have smoke and carbon monoxide detectors (the latter if you have a solid fuel burning combustion fire) since finally it is becoming Law. I will be supplying them as a pack, using the ones with a 10 year sealed lithium battery, or can arrange fitting for you. Call me please for details

Read More Comments

Top Tip

When you are looking round property on a dull and overcast day how do you find out which way is South to see whether you can enjoy the summer sun? if we ever get any that is. Ever so simple - just remember that all television aerials point West.

Read More Comments

Bit dusty here!

Building work continues here to expand our offices. It always takes longer than you think and the poor team go home covered in dust every night. Hopefully not too much longer now though. Just need the electrics to be put in, the decorating to be done, the floor to go down, the outside to be....okay seems it might take a while yet!

Read More Comments

Finally - Common Sense!

The Deregulation Act brought about some important changes to the tenancy deposit protection laws, see here: When tenancies are replaced by a new fixed term tenancy or statutory periodic tenancy, new protection and prescribed information is not needed if the deposit has been correctly protected at the start and there is no change in tenant, landlord, premises, or tenancy deposit scheme. Deposits taken before 6 April 2007 where the...

Read More Comments

Office refurbishment Continues

Our sales division is expanding quicker than expected and after knocking through into the building next door to provide dedicated space for this we desperately need to get the work finished as soon as possible. The new front windows and centre access door were fitted Monday so now the builders can crack on once again. More updates to follow...

Read More Comments

office Refurbishment Pressing Ahead

It`s fun and games here at the moment as the builders crack on with knocking our offices through into the building next door to double our workspace. The need for this came about due to our rapidly expanding property sales division and this is a very exciting time for us. It is also very noisy and very, very dusty!

Read More Comments

Don`t get it wrong...

When hosting my free advice clinics for landlord`s and tenants one topic continually crops up and that is the confusion surrounding the implications of the Superstrike v Rodriguez court decision. Now I know that this should now really be old news but I still have to regularly correct and enlighten landlord`s on what action they should now be taking for not only new tenancies that they enter into but just as importantly for their...

Read More Comments

Understanding your responsibilities regarding Legionnaires` Disease

Changes in the Approved Code of Practice for Legionella control requires that ALL rented properties have a Risk Assessment carried out. As a landlord you are responsible for health and safety and need to take the right precautions to reduce the risks of exposure to legionella. You must understand how to: ? identify and assess sources of risk ? manage any risks ? prevent or control any risks ? keep and maintain...

Read More Comments

Capital; Gains Tax on Selling

If you are now considering selling a property that you have been letting you need to consider the impact of capital gains tax (CGT). It is a popular misconception that you can be exempted for the final 3 years if you can prove that you occupied the property for 6 months prior to selling. In fact HMRC does not have a time limit on this but the onus is on you to prove that the property in question had been your permanent place of residence and...

Read More Comments

No Need For Change

The Consumer Contracts (Information, Cancellation and Additional Charges) regulations 2013 These Regulations are due to come into force on 13 June 2014 and will apply to all contracts that traders enter into with consumers after that date. The Regulations replace the provisions that are currently in place under the Consumer Protection (Distance Selling) Regulations 2000 and the Cancellation of Contracts Made in a Consumer??s Home or...

Read More Comments

Landlord's need to take action

I keep hearing stories where landlord`s, even those who use agents, do not know the implications of the ??Superstrike? court ruling and have not taken steps to protect themselves. I have written about this on my website blog in the past and if you have done nothing you should contact me or your solicitor for advice. If you use an agent to manage your tenancies then you should be asking whether they have done anything and if not why...

Read More Comments

To Serve Or Not To Serve

In light of the Court of Appeal ruling on Spencer v Taylor should you risk changing the way you give a Tenant Notice when you want possession? If you are unsure then call me to talk it through.

Read More Comments

Countdown has begun

The plans are now going in to extend our offices into the building next door to make room for our expnading property sales division. There will be other exciting changes taking place over the next few weeks, of which all will be revealed in due course. Watch this space.

Read More Comments

It`s Official - Beccles is Booming

In an article in the Sunday Times this week Beccles was listed as having the 2nd highest average house price growth over the past year in the whole country with an increae of 16.4%! This is fantastic news but it is now starting to push investment properties out of reach for decent returns. They are still there to be had, just harder to find, so that`s why people use us here at Temples Property to source them on their behalf. Quite simply, we...

Read More Comments

BUSINESS UNAFFECTED

Hi all, for those of you who have seen the Rightmove advert can I make it clear that it is purely my office building which is up for auction by my landlord and not my business. I am not moving premises and certainly not selling up!

Read More Comments

One bedders to rent

If you have a one bedroom property to let in the Beccles or Lowestoft areas then let me know as I have a contact with a local housing association who urgently need stock and will sign up for 3 year tenancies without a break clause.

Read More Comments

Free Advice Clinic

I keep getting asked about the Superstrike ruling so will hold another free advice day on Thursday 14th November. If you are not aware of the possible implications of this then you need to be so call my office on 01502 716300 to arrange an appointment. You don`t need to be an existing client.

Read More Comments

True story

Years ago I had a very very well dressed middle aged couple arrive at my office one Saturday morning with a very striking blonde in tow. We are looking for a flat for our daughter they said; to which I looked up, looked at them, looked at the daughter and said "okay, seems like a fair swap". Well the guy was still on the floor laughing 10 minutes later!

Read More Comments

Landlords - Are you still protected?

In light of the Superstrike court ruling it is important that you are aware of the possible implications of not taking action over the deposit registration. I will be holding free advice sessions at my office on Friday 11th October so ring 01502 716300 if you wish to book a slot to discuss this or any other tenancy issue. You don`t need to be an existing client.

Read More Comments

Free Advice

Jon Wicks will be holding free ½ hour advice sessions for landlords or tenants who have concerns, questions or issues that they require help with. Ring the Beccles office on 01502 716300 to book an appointment.

Read More Comments

Free Boilers For Tenants

If your tenant is in receipt of certain benefits (such as Pension Credit, Child Tax Credit, Income Support - that sort of thing) then they may be eligible to have a new boiler fitted into your property for free. That`s certainly worth looking into.

Read More Comments

Free Boilers For Tenants

If your tenant is in receipt of certain benefits (Child Tax Credit, Working Tax Credit, Income Support - that sort of thing) then they may be eligble to have a new boiler fitted into your property for free. Certainly worth looking into.

Read More Comments

Important changes to Council Tax affecting Landlords

From 1st April this year Waveney District Council abolished the exemption for unoccupied and unfurnished properties and now you will only receive a 25% discount for up to 3 months after which the charge increases to the full 100%. This highlights the importance for landlord`s to ensure their properties are presented to let in tip top condition as any voids are now going to cost you money.

Read More Comments

A Sense of Humour

A couple viewed a country property but after leaving couldn`t remember seeing a WC so contacted the landlord who thought by WC they meant ??Wesleyan Chapel?. This was his response: The WC is located 11 miles from the house and seats about 150 people. The distance may be a problem if you like to go regularly. A fair is to be held there next week to raise money for some soft cushions for the seats. I know the WC well as my son met his...

Read More Comments

Is That A Fact

Apparently the cost of renting a home in England and Wales fell again in February meaning that rents have fallen for each of the past 4 months. Not here they haven`t! We here at Temples Beccles are letting as fast as we get them in with the average time to find a suitable tenant running at under a week.

Read More Comments

Stand and Deliver

Be aware that owners of buy to let and second homes are being targeted by the taxman in a crackdown by HM Revenue & Customs to catch those selling without declaring the profits from the sale. Any tax that is owed must be paid by September 6 to avoid penalties.

Read More Comments

Don`t let the cold catch you out

Did you know that you can get carbon monoxide poisoning from wood burning stoves and even open fires? It is important to have chimneys and flues swept regularly to ensure they remain clear. Now that the weather has turned cold again you will be tempted to light fires to keep the heating costs down so make sure you are properly prepared. Ring me if you would like my sweeps number.

Read More Comments

Read this - it`s a Gas

New regulations have come into force this month concerning your gas safety inspections. From now on all gas engineers must undertake a visual inspection of your gas flue and if they cannot access it then the boiler will fail the inspection. You may have been letting your property for years with no problems but now you may have one! The new guidelines require inspection hatches to be fitted but if this is not possible then you may have to...

Read More Comments

Are you moving - really?

New market reports recently released suggest that if you are trying to sell your property this year you could be in luck. Rightmove has seen a 22% increase in the number of properties registered on it`s website this month compared with January last year. This is still more than a third down on the figure for 2008 but even so it is the highest increase since then. Perhaps optimism is returning? Buyers seem to be coming out to play as...

Read More Comments

A long wait ahead?

There was a very interesting article in The Times on Sunday which reported that house prices in the East of England will not return to the peak reached in 2007 until 2017! The average back then for a home was just over £183K but has fallen back to a current figure a little under £165K. This is bad news for sellers but no better for buyers who are struggling with tighter mortgage lending. All in all this leads for a rather stagnant market...

Read More Comments

Back on top

In October we went "live" with our new all singing/dancing property management software and rather annoyingly this meant that we had to re-list all our available properties back onto the various websites so we lost our "history" and thus our position in the rankings of best performing agents. Readers will remember my great pleasure in revealing that we were almost always number 1. Well I am very pleased to announce that we are back right...

Read More Comments

Watch out the Taxman`s about

Landlords who have been letting their properties without declaring the income are being targeted by HMRC to recover unpaid taxes, interest and fines. If you let a property you must complete a self-assessment tax return even if you haven`t made a profit from the letting. Don`t think that you won`t get caught because in all likelyhood you will! The computer system used collects data from a number of databases and the internet as well as the...

Read More Comments

Get your deposit information right or suffer the consequences

The Court of Appeal has this week imposed the maximum penalty on a residential landlord following a dispute with a tenant over prescribed information under the Tenancy Deposit Scheme. Virtually all of the prescribed information had been supplied and what was omitted was described as 'minor'. After the case, lawyers said the omission could have been put right by giving the tenant a copy of the Scheme's leaflet ?? something the tenant...

Read More Comments

Are rents rising really?

The latest buy to let index shows that rents have set a new record average level across the country at £725.00 per month. This apparently equates to a 2.9% increase over the year. Interestingly though the East of England was one of only 2 areas that did not show any increase and despite the short supply of rented property coming to the market in our area our average rent falls way short of this figure, but then we are somewhat dictated by...

Read More Comments

Tenants staying longer

The Association of Residential Letting Agents has reported that tenants now seem to be staying put longer. In our area the norm is an initial 6 monthy tenancy followed by a "Periodic" term averaging 18 months whereas apparently the national average is now 20 months. This is possibly due to the rental demand still exceeding the supply of property. It seems that 55% of new tenants are couples or young families who are not in a position to buy...

Read More Comments

Free Insulation Coming To An End Soon

Landlords should act quickly to take advantage of having lofts insulated and cavity walls filled under the Carbon Emissions Reduction Target (CERT) as this will cease on 31st December this year. You can ring 0800 512012 to find a list of local energy companies that have signed up to provide this scheme.

Read More Comments

Legionnaires` Disease

Landlords need to be aware that the Health & Safety Executive has released a new version of their guidance on preventative measures for Legionnaires` Disease. Landlords have always been liable for preventing and/or removing the risk of the Disease from hot & cold water systems but only from storage facilities hollding more than 3oo litres. This limit has now been removed. More information can be found at: http://bit.ly/legionnaires

Read More Comments

Electrics And The Law

I keep being told by landlord`s that they have been advised it is a legal requirement to have a full electrical safety inspection carried out before they let their property. To set the record straight the existing electrical safety legislation simply requires that all electrical equipment supplied with a property must be 'safe'. To have an initial electrical safety check combined with occasional or pre- new tenancy visual checks is...

Read More Comments

Buy To Let On The Increase

In the three months to June, lenders advanced 33,200 loans, worth £3.9 billion The volume of loans are up 14% (from 29,100) and the amount advanced up 18% (from £3.3 billion). Growth in buy-to-let lending was evenly split between loans for house purchase and remortgaging, with both showing a 3% increase by volume over the first quarter. Year-on-year, lending for house purchase has grown more strongly (up 17% by volume and 21%...

Read More Comments

The Benefit of Tenants

A recent survey by National Landlord Association has revealed that 53% of the Landlords who participated believe that Local Housing Allowance (LHA) paid to benefit assisted tenants have made it unaffordable for them to rent their properties to benefit claimants. Almost half of those felt that tenants under 35 would be hardest hit and a massive 70% said they woudl not be letting to LHA tenants at all by 2015.

Read More Comments

Green Deal Dilemma

Over coffee I have been sitting here reading an article about the new Green Deal legislation which will come into force. You may wonder why I raise this now when it won`t be in full force until 2018 (starting 2015)but you will want to know all about it if you are a landlord and your property doesn`t have an energy rating as low as an E. The reason? - if it doesn`t reach this then you cannot let it! Currently less than half of all landlords...

Read More Comments

Hitting the ground running

Talk about quickly getting back into the swing of things. Sales Manager, Adam Halls, has returned from holiday today and has agreed the sale of 3 properties already! Well done Adam.

Read More Comments

Still number 1

Jon Wicks, Managing Director of Temples in Beccles, is pleased to report that Temples remains the premier letting and management agent within the area and is still listed as Number 1 on the Rightmove statistics which keeps us ahead of the other 24 agents who operate within our area. Long may this continue.

Read More Comments

Where to find properties in and surrounding Beccles

Because our new property management software here in Beccles will not go "live" till next month you still need to check Rightmove for all our available properties and don`t forget this is generally added to daily.

Read More Comments

NALS Agents Score Highly

A recent customer service audit conducted by the National Approved Letting Scheme (NALS) of which Temples are members, in association with Nottingham Trent University has highlighted reassuring levels of landlord and tenant satisfaction with standards of service with lettings agents. The survey, which took responses from over six hundred participants, revealed that more than 90% of landlords and 85% of tenants were satisfied with performance across a number of performance parameters...

Read More Comments

New Mortgage Loan Fears

The recent press has reported that thousands of buyers with small deposits who apply for a loan under a new government scheme launched last week risk walking straight into negative equity, mortgage lenders have warned...

Read More Comments

Letting Still Good

The increase in properties for sale throughout the UK has been largely unmatched by buyers and as properties enter the market and fail to sell, landlords are continuing to see demand for their properties go from strength to strength...

Read More Comments

It's good to guarantee

In most circumstances, where there are genuine reasons why the tenant is not able to provide satisfactory references, it may be possible to find a friend or relative who is willing to act as a guarantor. Clearly, this should be a person who is of sound financial standing with a good credit history. The guarantor should have the means to be able to afford the monthly rental payment if the tenant defaults, whether out of his or her current income or from savings...

Read More Comments

Important information about changes to EPC regulations

As you know, the government recently confirmed that the proposed changes to the Energy Performance Certificates (EPCs) will go ahead on the 6th of April 2012. What does this mean for you? Not only do the changes extend the EPC requirements to include all buildings being sold or rented out, it also institutes a significant change to the way you are required to present EPCs. From the 6th of April, property particulars will be required to include a copy of the entire front page...

Read More Comments

Video inventories?

A landlord recently asked me that they were thinking of just taking a video record of each of their properties at the beginning and the end of each tenancy to replace inventories and the associated check-in and check-out reports and asked me whether they thought this cause any problems...

Read More Comments

Proud Partners

More Info
  • On The Market
  • Right Move
  • The National Approved Letting Scheme
  • Safe Agent

Sign up for our Newsletter:

Let us call you back

Use this form to send us your details:

Request a Callback